Common Causes

Medical debt in the United States can arise from various factors, and it's often a complex issue influenced by the structure of the healthcare system, individual circumstances, and broader economic trends

High Healthcare Costs

The overall cost of healthcare in the United States is often higher than in other developed countries. This includes the cost of medical procedures, prescription drugs, and hospital stays

Insufficient Coverage

Some individuals may have insurance coverage that doesn't adequately protect them from high medical expenses, either due to high deductibles or limited coverage for certain treatments

Prescription Drug Costs

The high cost of prescription medications can contribute significantly to medical expenses, especially for individuals with chronic conditions who require ongoing medication

Medical Emergencies

Unexpected medical emergencies or accidents can result in substantial medical bills that individuals may struggle to pay, even those with health insurance may encounter out-of-pocket costs

The Commonwealth Fund Health Care Affordability Survey

As the responses show, many Americans, regardless of where their insurance comes from, have inadequate coverage that’s led to delayed or forgone care, significant medical debt, and worsening health problems. While having health insurance is always better than not having it, the survey findings challenge the implicit assumption that health insurance in the United States buys affordable access to care. Difficulties affording care are experienced by people in employer, marketplace, and individual-market plans as well as people enrolled in Medicaid and Medicare.

image_1

Survey Findings

✖

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin quis neque lacinia, porta nulla in, pellentesque ante. Vivamus in luctus mauris, non pharetra nibh. Morbi porttitor nisl sit amet velit pellentesque consequat. Etiam blandit libero turpis, id vehicula leo posuere a. In vel massa sollicitudin, tincidunt massa et, tincidunt ex.

Duis volutpat condimentum mollis. Sed eleifend libero ut viverra mattis. Suspendisse consectetur diam dolor, ut efficitur sem finibus vel. Vivamus tristique lacus sed dapibus varius. Fusce pharetra, quam quis congue pretium, ante dui imperdiet ipsum, eget lobortis leo leo sed diam.

✖

Praesent purus leo, aliquet et efficitur id, pulvinar scelerisque enim. Maecenas a arcu sagittis, ornare ante ut, suscipit lectus. Donec dolor ipsum, laoreet nec metus non, tempus elementum massa. Donec non elit rhoncus, vestibulum enim sed, rutrum arcu. Vestibulum et purus ac diam condimentum volutpat sed ac est. Phasellus interdum tortor sem. Quisque sit amet condimentum sem. Phasellus luctus, felis sit amet pulvinar luctus, lectus dui mattis tellus, et placerat nunc ante at lacus.

Vivamus vestibulum, nisi sed placerat accumsan, felis felis venenatis tortor, vel condimentum arcu neque vel mauris. Donec a magna gravida, egestas libero non, molestie massa. Integer ut dolor eget magna congue gravida ut at arcu. Vivamus maximus neque quis luctus tempus. Vestibulum consequat a justo id feugiat.

✖

Nullam rhoncus, orci et iaculis sodales, quam lectus suscipit augue, ut auctor massa dolor id metus. Nulla porta ut diam sodales dignissim. Ut sit amet augue vel justo laoreet dignissim. Maecenas vitae sollicitudin eros. In commodo placerat cursus. Quisque malesuada, nisl ac lacinia commodo, justo eros maximus ex, quis cursus odio erat at neque. Sed tincidunt eu dolor eget posuere.

Curabitur sit amet elit sit amet ligula eleifend aliquam quis eget quam. Mauris id mi nec justo venenatis tincidunt at ac massa. Sed et volutpat nunc. Quisque at urna quam. Duis sit amet neque eget quam iaculis iaculis. Quisque maximus porta elementum. Nam ac mattis erat, quis accumsan odio.

Survey Highlight

Large shares of insured working-age adults surveyed said it was very or somewhat difficult to afford their health care (%)
0
employer coverage
0
marketplace
0
Medicaid
0
Medicare

Contact Us

image_1